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Construction Equipment Finance

Build bigger, faster and smarter with equipment financing that works.

Construction equipment at a work site

Equipment We Finance

IndoStar finances contractors, rental operators and first-time owners buying new or used construction equipment. Our team understands project-based cash flows and structures repayments accordingly.

Apply For A Loan

Share your details and our nearest branch officer will call you back.

Equipment We Finance

Backhoe Loaders

JCB and other backhoe loaders for site and rental work.

Excavators

Crawler and wheeled excavators for earthmoving.

Cranes

Pick-and-carry and mobile cranes.

Road Equipment

Rollers, motor graders, pavers and mixers.

Features & Benefits

  • Funding for new and used equipment
  • First-time buyer friendly
  • Repayments aligned to project cash flows
  • Quick valuation
  • Fleet expansion loans
  • Refinance options

Eligibility Norms

  • Contractors, rental operators and companies
  • Age 21 to 65 years at loan maturity
  • Work orders or rental experience preferred

Documents Required

KYC Documents
  • PAN card
  • Aadhaar card / voter ID / passport
  • Recent passport-size photographs
  • Address proof (utility bill or rent agreement)
Income Documents
  • Last 6 months' bank statements
  • ITR / GST returns where available
  • Existing transport contracts or work orders (if any)
Vehicle Documents
  • Proforma invoice (new vehicle)
  • RC, insurance and fitness certificate (used vehicle)
  • Valuation report arranged by IndoStar

Apply In Simple Steps

1

Share Your Details

Fill the enquiry form, call 022-50799503 or message us on WhatsApp.

2

Quick Evaluation

Our branch officer visits you, checks the vehicle and collects KYC documents.

3

Sanction & Disbursal

Get your sanction and disbursal quickly, with EMIs matched to your earnings.

Interest Rates & Fees

  • Interest rates are determined by the applicant's profile, vehicle type, age and tenure, as per IndoStar's interest rate policy.
  • Processing fees, documentation charges and other applicable charges are disclosed upfront in the sanction letter.
  • Please refer to the Statutory Disclosure page for the schedule of charges and interest rate policy.

Frequently Asked Questions

How quickly can my vehicle loan be disbursed?

Once documents and vehicle evaluation are complete, most loans are sanctioned and disbursed within a few working days.

Can I apply if I am a first-time buyer?

Yes. IndoStar finances first-time buyers and first-time users, assessing your earning potential and local references.

What is the JCB finance interest rate?

The rate depends on the equipment, its age and your profile as per IndoStar's interest rate policy.