LAP Eligibility & Documents
Everything you need to apply for a loan against property.
Eligibility
- Self-employed individuals, proprietors, partnerships, LLPs and companies
- Age 21 to 70 years at loan maturity
- Clear and marketable residential or commercial property
KYC Documents
- PAN card
- Aadhaar / voter ID / passport
- Business address proof
Income Documents
- Last 12 months' bank statements
- ITR / GST returns (where available)
- Udyam / business registration
Property Documents
- Title deed and chain documents
- Approved building plan
- Latest property tax receipt
- Society NOC (if applicable)